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VICKSBURG INSURANCE AGENCY, INC.
PRIVACY POLICY NOTICE
PURPOSE OF THIS NOTICE
At Vicksburg Insurance Agency, Inc., we understand your
concerns about privacy. We hope this notice, which describes our use and
protection of nonpublic personal information ("customer information"),
will help you understand how we treat the customer information we obtain
from you or other sources in the course of providing you with our insurance products
and additional services.
Furthermore, we wish to inform you
that we do not share your personal information with any non-affiliated third
parties for any purpose that is not specifically authorized by law unless we
obtain your affirmative permission.
Whether you’re doing business
with us through an agent, broker, or our Web site, we want you to know that Vicksburg Insurance Agency, Inc.
respects your privacy and protects your information.
- We do not sell your customer
information.
- We do not share, loan or give
customer information to persons, companies, or organizations outside of Vicksburg Insurance Agency, Inc.
that would use that information to contact you about their own
products and services.
- We expect persons or
organizations that provide services on our behalf to keep customer
information confidential and to use it only to provide the services we’ve
asked them to perform.
- Within Vicksburg Insurance Agency, Inc., we communicate
regarding the need to protect your information to those individuals who may
have access to it, and we’ve established physical, electronic, and
procedural safeguards to protect customer information.
PRIVACY POLICY STATEMENT
As a part of our normal operations
we collect, and in some cases, disclose information about you. We encourage you
to read the following Privacy Statement that contains information about Vicksburg Insurance Agency, Inc.
policies regarding the collection, use, disclosure, and protection of your
information.
If you are not comfortable with
any of the terms or policies described in this Statement, we encourage you to
send confidential correspondence through the postal service.
What information do we collect?
Personal, Financial and Product Information
We collect personally
identifiable information in order to identify and register you as an Vicksburg Insurance Agency, Inc.
customer. In addition, we collect personal, financial and product information in
order to provide you with services tailored to your particular needs. By
learning about you, Vicksburg Insurance Agency, Inc. can deliver more relevant protection and
product offerings and thus offer you better insurance services and options.
The information we collect will
vary depending upon the function or processes you select or request. Depending
upon the function, product or process you select (for example, quote, request for
proposal, e-mail, purchase), you may be required to provide information such as:
- Name
- Address
- Birthdate
- Phone number
- E-mail address
- Policy(ies) Type(s) &
Number(s)
- Social Security Number
- Driver’s License Number,
accident/violation history, information about vehicle operators, lien/lease
holders, vehicle information, etc.
Who Should Use Our Web Site?
Our Web site is for
insurance and financial products and services and is not intended for children.
We offer insurance and financial products and services and thus do not market
any products or services to children under the age of thirteen or knowingly
collect any information from children under the age of thirteen. If we become
aware that information is or has been submitted by or collected from a child
under the age of thirteen, we will destroy this information.
What kind of customer
information do we have, and where did we get it?
Much of the customer
information we collect comes directly from you. When submitting your application
or request for insurance or other products and services we offer, or in
requesting an insurance quote, you may give us information such as your name,
address, and Social Security number. We also keep information about your
transactions with our affiliates, others, or us - for example, the types of
products and services you purchase from us, premiums, policy account balances
and payment history. We also may collect information from outside sources,
including consumer reporting agencies and/or health care providers or reporting
agencies such as the Medical Information Bureau (MIB). This
information includes loss information reports, motor vehicle reports, credit
reports, and medical information.
Who collects this information?
In order to better serve your
particular needs, the information noted above is collected by Vicksburg Insurance Agency, Inc.
, its
agents, and other companies working on behalf of Vicksburg Insurance Agency, Inc.. In addition to collecting
information from you, you should also know that, depending on the nature of your
transaction, we may collect information from outside sources, such as loss
information reports, motor vehicle reports, and credit reports. For property
insurance, we may send someone to inspect your property and verify information
about the value and condition of your property.
How is this information used?
The information you submit to
us via our on-line forms and e-mail is used to provide you with the response or
service you have requested.
We may also use this information
to contact you about our products and services. If you do not wish to receive
these communications, you can write us, e-mail us or simply reply to any e-mails
you receive from our employees informing us of your desire to be removed from
our mailing lists.
Who has access to this
information?
In order to better
serve your particular needs, Vicksburg Insurance Agency, Inc. , its employees, and certain companies
working on Vicksburg Insurance Agency, Inc. behalf have access to this information. This information may
also be disclosed to third parties without your consent if disclosure is
necessary to comply with legal processes or to protect the rights, property, or
personal safety of Vicksburg Insurance Agency, Inc. , its users or the public. We may also provide limited
information about you to third parties without your permission when necessary or
appropriate to service an insurance policy we have issued (e.g., inquiries from
lien holders or additional insureds listed on the policy) or to address claims
submitted under a policy we have issued.
In addition, we may, as permitted by law, provide information about you without
your permission to certain persons or organizations, such as: your agent or
broker; insurance support organizations; other insurance companies in order to
perform their function in regard to an insurance transaction involving you (i.e.
a claim);
independent claim adjusters; businesses that conduct actuarial or research
studies; regulatory and law enforcement authorities; or our affiliated
companies, if any.
What are your options regarding
collection, use, and distribution of your information?
Any information you submit to
us via written applications, our Web site’s on-line forms or e-mail is done so on a voluntary basis.
When you access our site in this manner, the collection, use, and distribution
of your information will be handled according to the terms and policies outlined
in this Privacy Statement. If you object to the collection, use, and
distribution policies outlined in this Privacy Statement, we ask that you do not
submit information.
What are your options regarding
correction or storage of your information?
You may either
personally see, or obtain from us by mail, the information about you in our
files. If you believe the information we have about you in our records or files
is incomplete or inaccurate, you may request via telephone or a postal mail
letter that we make any necessary additions or corrections or, to the extent
that it is feasible, that we delete this information from our files.
Links and Co-Branded Sites
This Web site
contains links to other sites. Vicksburg Insurance Agency, Inc. provides links to other sites as a
convenience to persons who visit the Vicksburg Insurance Agency, Inc. web site. If you choose to use the
services provided by those sites, you may be asked by those sites to provide
certain personally identifiable information (some of which may, on an individual
or aggregated basis, be shared with Vicksburg Insurance Agency, Inc.). Please be aware that
Vicksburg Insurance Agency, Inc. is not
responsible for the privacy practices of those sites, even though Vicksburg Insurance Agency, Inc.
name or
logo may appear on those sites. We encourage you to be aware when you leave our
site and to read the Privacy Statements of each and every Web site that you
visit, as the privacy policy of those sites may differ from ours.
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