Loan Application, Bank Review Form: What Do Banks Really Look For?
Benefits: This document combines a representational bank loan application and the form used by a small community bank for an internal review of the application. By linking these two documents, we can help you understand what information the bank wants from you as well as how the bank will use that information in making its decision on your loan application.
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- highlights the relevant loan criteria that bankers actually use in making small business lending decisions
- identifies typical loan to value ratios for the most commonly used collateral for small business loans
- provides a working outline for your preparation of a conventional loan application